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Make 2026 the Year You Take Back Control
Lower Debt Repayments – Without Hurting Your Credit Score
Take back control of your finances with reduced interest rates, one affordable monthly payment, and a clear path to becoming debt-free — all regulated and protected under South African law.
We cut the interest on your accounts so more of what you pay reduces your actual debt, not the bank’s profit.
That means faster debt clearance and more money left for your monthly living expenses.
✔ Free Credit Assessment
✔ NCR Registered – NCRDC4562
✔ Your credit score is protected
How It Works
Step 1 — Free Credit Assessment
We review all your accounts, instalments, and interest rates to see if you qualify for relief.
This costs you nothing and gives you clarity on your options.
Step 2 — Lock in Reduced Interest
If you qualify, your interest rates are reduced and fixed according to the National Credit Act.
Most rates drop from ±28% down to around 2.5%.
Lower interest =
- Lower monthly instalments
- Less wasted money on revolving interest
- More of your payment goes to the capital
- Faster debt clearance
Step 3 — One Simplified Monthly Payment
No more juggling or stressing.
You pay ONE lower instalment, and the NCR’s Payment Distribution Agency allocates it to your creditors.
You also get a monthly distribution statement so you always know exactly where your money goes.
Step 4 — Become Debt-Free & Refresh Your Credit Score
Once your short-term accounts are settled:
- You receive your Clearance & Congratulations Certificate
- Your credit profile at the bureaus is updated
- You can apply for new credit (like a home loan) on the same day
You keep all your financial freedom — without the debt weighing you down.
Why Reduced Interest Matters Most
Most people think their biggest problem is “too many accounts.”
The real problem? High interest.
With our help :
✔ Your interest rates are reduced and fixed
✔ Your instalments become affordable
✔ You stop drowning in revolving interest
✔ You can finally finish paying off the debt
✔ Your credit score increases as accounts are paid up
Your term is not locked.
You can pay extra, settle early, or request settlement deals at any time.
Example:
A client scheduled for 22 months finished in 7 months because interest was reduced.
Ready to See If You Qualify?
Get a Free Credit Assessment today and take the first step toward:
✨ Lower instalments
✨ Less interest
✨ More money for living expenses
✨ A clear path to becoming debt-free
Learn More
See how New Leaf DC helps you cut interest, simplify payments, and rebuild your credit score
Contact Us
New Leaf DC
Hours
Mon | 08:30 – 16:00 | |
Tue | 08:30 – 18:00 | |
Wed | 08:30 – 18:00 | |
Thu | 08:30 – 18:00 | |
Fri | 08:30 – 18:00 | |
Sat | 08:30 – 13:00 | |
Sun | Closed |
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